论文标题
互联网财务的风险波动特征:将行业特征与生态价值相结合
Risk Fluctuation Characteristics of Internet Finance: Combining Industry Characteristics with Ecological Value
论文作者
论文摘要
互联网在社会中起着关键作用,对经济发展至关重要。由于竞争的压力,大多数技术公司(包括互联网财务公司)继续探索新市场和新业务。资金补贴和资源投入已导致财务报表的大量业务收入趋势。这种业务收入的趋势通常被表现为业务损失或长期不合适的一部分。我们提出了一个风险变化指标(RFR),并比较了十四家代表公司的风险指标。该模型将极端风险价值与坡度结合在一起,组合方法简单有效。实验的结果显示了该模型的潜力。包括互联网财务企业在内的技术企业的风险波动是高度周期性的,新兴互联网金融科技公司的风险波动远高于其他技术公司。
The Internet plays a key role in society and is vital to economic development. Due to the pressure of competition, most technology companies, including Internet finance companies, continue to explore new markets and new business. Funding subsidies and resource inputs have led to significant business income tendencies in financial statements. This tendency of business income is often manifested as part of the business loss or long-term unprofitability. We propose a risk change indicator (RFR) and compare the risk indicator of fourteen representative companies. This model combines extreme risk value with slope, and the combination method is simple and effective. The results of experiment show the potential of this model. The risk volatility of technology enterprises including Internet finance enterprises is highly cyclical, and the risk volatility of emerging Internet fintech companies is much higher than that of other technology companies.