论文标题
由于2022年4月的UUK削减，将未来USS养恤金的损失分配给
The distribution of loss to future USS pensions due to the UUK cuts of April 2022
论文作者
论文摘要
我们介绍了2022年4月削减对大学退休计划成员未来养老金的影响的首次全球分析。对于196,000名活跃成员，如果消费者价格通胀（CPI）的历史平均水平为2.5％，则削减范围的分布在30％-35％之间。如果CPI平均为3.0％，则该峰值将增加到40％-45％。目前的USS计划成员的全球损失，按今天的资金计算为16-180亿英镑，在40岁以下的71,000名员工中，大多数损失在100k-200k英镑之间，CPI平均为2.5％-3.0％。代表大学管理层（UK UK）的机构正式咨询期间的一再辩护，即那些40K英镑赚取的人将获得其未来养老金的“标题”减少12％，这是对现实的CPI预测的严重低估。
We present the first global analysis of the impact of the April 2022 cuts to the future pensions of members of the Universities Superannuation Scheme. For the 196,000 active members, if Consumer Price Inflation (CPI) remains at its historic average of 2.5%, the distribution of the range of cuts peaks between 30%-35%. This peak increases to 40%-45% cuts if CPI averages 3.0%. The global loss across current USS scheme members, in today's money, is calculated to be 16-18 billion GBP, with most of the 71,000 staff under the age of 40 losing between 100k-200k GBP each, for CPI averaging 2.5%-3.0%. A repeated claim made during the formal consultation by the body representing university management (Universities UK) that those earning under 40k GBP would receive a "headline" cut of 12% to their future pension is shown to be a serious underestimate for realistic CPI projections.
