论文标题

债务厌恶调查模块:经过实验验证的工具,用于衡量个人债务的厌恶

The debt aversion survey module: An experimentally validated tool to measure individual debt aversion

论文作者

Albrecht, David, Meissner, Thomas

论文摘要

我们开发了一个经过实验验证,简短且易于使用的调查模块,以衡量个人债务的厌恶。为此,我们首先使用Meissner和Albrecht(2022)的选择数据在个人层面上估算债务厌恶。该数据还包含对大量债务厌恶调查项目的响应,该项目由本研究开发的文献和新颖项目组成。在其中,我们确定了一个调查模块,其中包括两个定性调查项目,以最好地预测激励实验中的债务厌恶。

We develop an experimentally validated, short and easy-to-use survey module for measuring individual debt aversion. To this end, we first estimate debt aversion on an individual level, using choice data from Meissner and Albrecht (2022). This data also contains responses to a large set of debt aversion survey items, consisting of existing items from the literature and novel items developed for this study. Out of these, we identify a survey module comprising two qualitative survey items to best predict debt aversion in the incentivized experiment.

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